The World
Within Reach
of Your Card.
Create an international virtual card and pay for Netflix, ChatGPT, AWS and more using M-Pesa or e-Mola.
Pay international services easily
Fund with M-Pesa or e-Mola and use virtual cards to pay online services like Netflix, ChatGPT, Spotify, AWS and more.
Local cards blocked for online purchases
3 to 4 days waiting to activate services
Bureaucratic and unclear processes
Requires an international bank account
International virtual card ready in under 5 minutes
Instant funding via M-Pesa or e-Mola
No bureaucracy, no extra documents
You only need an active mobile number
Trusted for global digital payments
Use your KPay-MZ virtual card to pay for the world’s most popular digital services.
Netflix
Pay your subscription easily
ChatGPT
Upgrade to ChatGPT Plus
Spotify
Activate premium plans instantly
AWS
Pay for cloud services
Canva
Keep your Canva Pro active
Amazon
Pay for digital products and services
Logos shown represent services that can be paid using the KPay-MZ virtual card. KPay-MZ is not affiliated with these companies.
Calculate your payment
Set a USD service price and instantly see total MZN payment, card balance and service fee.
You pay
840 MZN
Card balance
700 MZN
Service fee
140 MZN
How KPay-MZ works
Three clear steps to activate your card and pay globally.
Create your account
Quick signup with email or Google.
Fund with M-Pesa or e-Mola
Top up your international virtual card with local payments.
Pay global online services
Subscriptions and digital tools paid instantly.
Local Payments Made Simple
Fund your virtual card using trusted mobile money services available in Mozambique.
M-Pesa
Instant local top up for your international virtual card.
e-Mola
Fast alternative to fund and pay without a bank account.
Security & Protection
Secure virtual cards
Encrypted transactions
Fraud monitoring
Safe payments for international services
What our
clients say.
"I can finally pay Netflix without relying on a foreign bank. It worked on the first try in under five minutes."
Anastacia Machava
Designer · Maputo
"In less than five minutes my card was active and ChatGPT Plus was paid. Exactly the solution we needed."
Fernando Jeremias
Software Engineer · Beira
"I top up with M-Pesa and pay AWS services without friction. For Mozambican developers, this is essential."
Celia Raul
Cloud Architect · Nampula
Pay for your favorite global services
Netflix, ChatGPT, Spotify, AWS, Canva and Amazon in one payment flow.
Netflix
Streaming
ChatGPT
AI
Spotify
Audio
AWS
Cloud
Canva
Design
Amazon
E-commerce
Pay subscriptions easily using your KPay-MZ virtual card.
Create your virtual cardPerfect for
Built for the realities of modern digital users.
Freelancers
Pay for tools and platforms needed for remote work.
Students
Access global learning, AI and productivity software.
Developers
Fund cloud, APIs and engineering subscriptions easily.
Digital creators
Pay for design, video and creator platforms worldwide.
Our Mission
KPay-MZ helps users in Mozambique access global online services through simple and secure digital payments.
No hidden surprises
International virtual card generated in seconds after payment confirmation.
Fee applied to each M-Pesa or e-Mola top up.
No hidden fees for using your virtual card.
Reference estimate: 70 MZN ≈ 1 USD — always check live FX before topping up.
Still have questions?
Here are answers to the most common questions. Need more help? Our support team is available.
Contact supportReady to pay the world
from Mozambique?
Start accessing global services with KPay-MZ.
Create your virtual card